For sale MLS# 2159546 · 158 days on the market
$115,000
It starts with a call with an agent.
3500 S Saddle Up Cir, Garden City, UT 84028
About this home
Perched above Garden City on a quiet cul?de?sac, this gently sloped 0.30?acre lot in Sweetwater?Omega Sub?5 delivers sweeping, beautiful views of Bear Lake's turquoise water and the surrounding mountains. The elevation and lot orientation capture sunsets and daylight while protecting your view corridor from future builds. Culinary water and power are in the street; simply pay the standard hookup fees and design your dream-ideal for a walk?out basement, split?level, or tiered plan with minimal excavation. Sweetwater HOA amenities (pool, tennis, more-buyer to verify) add resort?style value, making this parcel a standout choice for a private retreat or high?end short?term rental. Come walk the property and imagine lake living at its finest!
Written by the listing agent.
Location
The market in Garden City today
$115,000 is 26% below the median asking price in Garden City.
30% of the listings for sale have lowered their price at least once.
From the listings for sale, as of October 26, 2026. Asking prices only: Utah does not make sold prices public.
Living in Garden City
Garden City is a town in northwestern Rich County on the shores of Bear Lake, a natural freshwater lake nicknamed the "Caribbean of the Rockies" for its turquoise-blue color. First settled in 1877, the town merged with neighboring Pickelville in 1979.
- 602 residents (2020)
- 1 named trail
- 2 named parks
Monthly payment
- Principal & interest
- $637
- Property tax
- $34
- Home insurance
- $110
- HOA
- $33
10% down ($11,500), 30-year fixed at 6.25%. Tax from the MLS record; insurance is an estimate. Not a loan offer.
Details
- Lot
- 0.3 acres
- HOA
- $33/mo
- Subdivision
- OMEGA SUB
- Sewer
- Sewer: Available
- County
- Rich
- Zoning
- Single-Family
See all 7 details
- Terms
- Cash, Conventional, Exchange
- Cul-De-Sac
- Terrain: Grad Slope
- View: Lake
- View: Mountain
- View: Valley
- Valley
- Natural Gas Not Available
- Electricity Available
- Sewer Available
Schools
Assigned schools as reported to the MLS by the listing agent. Boundaries change; confirm enrollment with the district. · Rich
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Listing courtesy of Prime Real Estate Experts (Founders) / Darrin Webster. Based on information from UtahRealEstate.com as of 10/2/2026 12:34 AM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy.