For sale MLS# 2170994 · 110 days on the market
$729,900
It starts with a call with an agent.
3761 S Spinnaker Bay Dr, Saratoga Springs, UT 84045
About this home
PRICE REDUCTION! Discover exceptional quality, thoughtful design, and incredible functionality in this one-of-a-kind home situated on a spacious 0.25-acre corner lot with beautiful views of Utah Lake. Built with energy efficiency in mind, the home features R-30 insulated walls and R-80 attic insulation using the BIBS fiberglass system, helping keep utility costs impressively low throughout the year. Designed for true single-level living, the main floor offers wheelchair accessibility with roll-in entryways and wide, accessible spaces throughout. The home includes three bedrooms and two bathrooms on the main level, plus one finished bedroom in the basement. The remainder of the basement is unfinished but fully framed, giving the next owner a head start on adding additional living space. The basement also includes a sauna. The large great room is ideal for gatherings, with rich wood flooring and high vaulted ceilings. The kitchen is a standout, featuring a 48-inch commercial-grade Thor dual range and hood, separate full-size Frigidaire Gallery refrigerator and freezer units, and a spacious 10'x10' walk in pantry. Outlets and USB ports conveniently pop up from the large granite countertop island. A comprehensive water treatment system includes UV purification, whole-home filtration, a water softener, and reverse osmosis at the kitchen sink. The oversized garage is built with hobbyists, contractors, and truck enthusiasts in mind, featuring extra-high ceilings and 10-foot garage doors for vehicles needing additional clearance. A dedicated workshop includes 220-volt power, Bluetooth-controlled lighting, and a pre-wired television mount above the garage heater. Additional highlights include an expansive storage area, oversized cold storage room, and a heavy-duty floor system with engineered I-joists spaced 12 inches on center. This is a rare opportunity to own a lake side home that combines energy efficiency, accessibility, premium craftsmanship, and unmatched utility, with excellent potential to finish the framed basement. **Scroll up and click on tours for virtual tour and drone video tour.
Written by the listing agent.
Location
The market in Saratoga Springs today
$729,900 is 27% above the median asking price in Saratoga Springs.
At $179 per sqft it asks 14% less than the median in the city.
40% of the listings for sale have lowered their price at least once.
From the listings for sale, as of October 26, 2026. Asking prices only: Utah does not make sold prices public.
Living in Saratoga Springs
Saratoga Springs is a city in Utah County along the northwestern shores of Utah Lake, incorporated in 1997 and growing rapidly since the early 2000s. The city runs over eleven miles north to south between the lake and the foothills of the Lake Mountains.
- 37,696 residents (2020)
- 6 named trails
- 69 named parks
Monthly payment
- Principal & interest
- $4,045
- Property tax
- $307
- Home insurance
- $110
- HOA
- $21
10% down ($72,990), 30-year fixed at 6.25%. Tax from the MLS record; insurance is an estimate. Not a loan offer.
Details
- Style
- Rambler/Ranch
- Garage
- 3 cars
- Basement
- Full
- Lot
- 0.26 acres
- HOA
- $21/mo
- Subdivision
- HARBOR BAY PHASE 4
See all 21 details
- Stories
- 2
- Rooms
- 12
- Basement finished
- 15%
- Parking
- Attached, Extra Height, Extra Width, Storage Above, Workshop, Workbench
- Heating
- Forced Air, Gas: Central
- Cooling
- Central Air, Seer 16 or higher
- Flooring
- Hardwood, Tile
- Roof
- Asphalt, Pitched
- Construction
- Asphalt, Clapboard/Masonite, Stone, Stucco
- Water
- Culinary, Irrigation
- Sewer
- Sewer: Connected, Sewer: Public
- County
- Utah
- Faces
- East
- Zoning
- Single-Family
- Terms
- Cash, Conventional, FHA
- Alarm: Fire
- Bath: Primary
- Closet: Walk-In
- Disposal
- Floor Drains
- Gas Log
- Great Room
- Intercom
- Oven: Double
- Oven: Gas
See all 35 features
Interior
- Alarm: Fire
- Bath: Primary
- Closet: Walk-In
- Disposal
- Floor Drains
- Gas Log
- Great Room
- Intercom
- Oven: Double
- Oven: Gas
- Range: Gas
- Range/Oven: Free Stdng.
- Vaulted Ceilings
- Instantaneous Hot Water
- Granite Countertops
Exterior
- Double Pane Windows
- Patio: Covered
Lot features
- Corner Lot
- Curb & Gutter
- Fenced: Full
- Sidewalks
- Sprinkler: Auto-Full
- Terrain: Grad Slope
- View: Lake
- View: Mountain
View
- Lake
- Mountain(s)
Community amenities
- Pets Permitted
- Picnic Area
- Playground
Utilities
- Natural Gas Connected
- Electricity Connected
- Sewer Connected
- Sewer: Public
- Water Connected
Schools
Assigned schools as reported to the MLS by the listing agent. Boundaries change; confirm enrollment with the district. · Alpine
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Listing courtesy of Equity Real Estate (Select) / Jim Hufford. Based on information from UtahRealEstate.com as of 10/22/2026 8:07 AM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy.