‹ Back to results $539,900 645 N 550 W, Smithfield, UT · 3 bd · 2½ ba · 3,457 sqft See this home
28 photos

For sale MLS# 2175042 · 89 days on the market

$539,900

It starts with a call with an agent.

645 N 550 W, Smithfield, UT 84335

3beds
2½baths
3,457sqft
0.15acres
2026built
$156per sqft

About this home

Ask me about our 4.99% ARM*!! Welcome to this brand new Glendale plan currently under construction on a prime corner lot in the Village at Fox Meadows community just down the street from the Smithfield Temple, Forrester Acres Park, Birch Creek Elementary, and more. Off the main entry is a flex room/office and the stairs leading both upstairs and into an unfinished basement. The main floor hosts a large great room, dining space, and kitchen with a mudroom and half bath. Upstairs, you'll find a generous loft area, conveniently placed laundry room, and 3 bedrooms. One of which being the Primary Suite featuring a separate walk-in shower and soaker tub and roomy walk-in closet. The unfinished basement provides plenty of room for growth/expansion. Estimated completion will be early-mid October. *Pictures are of previously completed homes and may feature different design finishes and colors. Design sample photos included at the end of photos. --------------------------------------------------- *Special savings and financing opportunities are available on select quick move-in homes. Buyer must finance through First Colony Mortgage Corporation (NMLS ID 3112) to qualify. The advertised 4.99% rate is the initial interest rate on a 30-year conventional 7/6 adjustable-rate mortgage (ARM) and reflects an annual percentage rate (APR) of 5.987%. This loan is an Adjustable Rate Mortgage. The interest rate and principal and interest payments are subject to increase after consummation. The interest rate is fixed for the first seven years. Beginning with the 85th month the rate and payment will adjust, and will adjust every six months thereafter, based on the sum of the 30-Day Average SOFR index (at 3.648% as of September 14, 2026) plus a margin of 3.000%. The rate may increase by up to 5% at the first adjustment and up to 1% at each adjustment thereafter, subject to a lifetime maximum interest rate of 9.99% and a minimum of 3.00%. Based on a $430,000 purchase price and a $344,000 loan amount with 20% down, a 0.5% discount point paid by the buyer, and a 740 credit score, this transaction would have 84 monthly principal and interest payments of $1,844.56 at the initial rate of 4.990%, followed by 276 monthly principal and interest payments of $2,141.88 at the fully indexed rate of 6.648%. Payments shown are principal and interest only and do not include taxes, insurance, or HOA dues, so actual payments will be higher. Rates and APR are effective September 14, 2026, depend on borrower qualification, and are subject to change without notice due to market conditions. Financing is subject to credit approval and is not a commitment to lend. Offers, availability, eligibility requirements, terms, conditions, and deadlines vary by home and may change or end without notice. Contact a Visionary Homes Sales Professional or a First Colony Mortgage Loan Officer for current availability, complete program details, and financing terms. First Colony Mortgage Corporation is not affiliated with any third parties that may be referenced in this communication.

Written by the listing agent.

Location

The neighbourhood: At Fox Meadows

20 for sale · $329.9K–$549.9K asking prices

See the homes in At Fox Meadows ›

The market in Smithfield today

98for sale
24under contract or backup
28new in the last 30 days
$480,000median asking price
$180median asking price per sq ft
68median days since listed
This home against Smithfield

$539,900 is 12% above the median asking price in Smithfield.

At $156 per sqft it asks 13% less than the median in the city.

39% of the listings for sale have lowered their price at least once.

From the listings for sale, as of October 26, 2026. Asking prices only: Utah does not make sold prices public.

See the whole market in Smithfield ›

Living in Smithfield

Smithfield is a city in Cache County, included in the Logan, Utah–Idaho Metropolitan Statistical Area and the second largest city in the area after Logan.

  • 13,571 residents (2020)
  • 7 named parks

Read the guide to Smithfield ›

Monthly payment

$3,173per month, estimated
Principal & interest
$2,992
Home insurance
$110
HOA
$71

10% down ($53,990), 30-year fixed at 6.25%. Tax from the MLS record; insurance is an estimate. Not a loan offer.

Details

Style
Stories: 2
Garage
2 cars
Basement
Full
Lot
0.15 acres
HOA
$71/mo
Subdivision
VILLAGE AT FOX MEADOWS
See all 20 details
Stories
3
Rooms
14
Parking
Built-In
Heating
Forced Air, >= 95% efficiency
Cooling
Central Air
Flooring
Carpet, Tile
Roof
Asphalt
Construction
Stone, Stucco, Cement Siding
Water
Culinary
Sewer
Sewer: Connected
County
Cache
Faces
East
Zoning
Single-Family
Terms
Cash, Conventional, FHA, VA Loan, USDA Rural Development
  • Bar: Wet
  • Bath: Primary
  • Bath: Sep. Tub/Shower
  • Closet: Walk-In
  • Den/Office
  • Disposal
  • Range/Oven: Free Stdng.
  • Video Door Bell(s)
  • Smart Thermostat(s)
  • Double Pane Windows
See all 23 features

Interior

  • Bar: Wet
  • Bath: Primary
  • Bath: Sep. Tub/Shower
  • Closet: Walk-In
  • Den/Office
  • Disposal
  • Range/Oven: Free Stdng.
  • Video Door Bell(s)
  • Smart Thermostat(s)

Exterior

  • Double Pane Windows
  • Porch: Open
  • Sliding Glass Doors
  • Patio: Open

Lot features

  • Corner Lot
  • View: Mountain

View

  • Mountain(s)

Community amenities

  • Pets Permitted
  • Playground
  • Pool

Utilities

  • Natural Gas Connected
  • Electricity Connected
  • Sewer Connected
  • Water Connected

Schools

ElementaryBirch Creek
MiddleNorth Cache
HighSky View

Assigned schools as reported to the MLS by the listing agent. Boundaries change; confirm enrollment with the district. · Cache

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