For sale MLS# 2186108 · 45 days on the market
$450,000
It starts with a call with an agent.
293 W 1225 N, Layton, UT 84041
About this home
Assumable FHA loan at 5.6% available to a qualified buyer. Golden hour arrives here before it reaches the rest of the street, filtered through a mature evergreen across a corner lot. Stepping inside this charming home you'll find a main floor that opens to a family room, a kitchen with warm wood cabinetry and dark tile backsplash, and a vaulted dining area with sliding doors to the covered patio. There's also flexible additional space off the kitchen for a second dining area, office, or whatever suits your needs best. Three bedrooms and a full bath sit upstairs. A separate basement entrance opens to a fully finished lower level with a 3/4 bath, laundry, additional living space, and a room currently suited as an office that works equally well as a bedroom. The sellers have handled most of the costly work and maintenance with a newer HVAC system with central air, new stainless appliances, and new vinyl fencing that fully encloses the yard. Covered parking with a carport, plus uncovered RV parking to the side, a wide concrete drive, and a storage shed. Buyer must qualify for the loan assumption, subject to lender approval. Square footage figures are provided as a courtesy estimate only and were obtained from County Records. Buyer is advised to obtain an independent measurement. Buyer and Buyer's Agent to verify all information, loan assumption and ADU potential, which has been provided as a courtesy only. All information is deemed reliable but not guaranteed.
Written by the listing agent.
Location
The market in Layton today
$450,000 is 5% below the median asking price in Layton.
At $263 per sqft it asks 18% more than the median in the city.
58% of the listings for sale have lowered their price at least once.
From the listings for sale, as of October 26, 2026. Asking prices only: Utah does not make sold prices public.
Living in Layton
Layton is a city in Davis County, located approximately 25 miles north of Salt Lake City and 15 miles south of Ogden in the northern portion of the Wasatch Front.
- 81,773 residents (2020)
- 1 rail station
- 8 named trails
- 20 named parks
Monthly payment
- Principal & interest
- $2,494
- Property tax
- $167
- Home insurance
- $110
10% down ($45,000), 30-year fixed at 6.25%. Tax from the MLS record; insurance is an estimate. Not a loan offer.
Details
- Style
- Tri/Multi-Level
- Basement
- Full
- Lot
- 0.18 acres
- Subdivision
- RILEY SUBDIVISION #3
- Stories
- 3
- Rooms
- 11
See all 20 details
- Basement finished
- 100%
- Parking
- Covered, Parking: Uncovered, Rv Parking
- Heating
- Forced Air, Gas: Central
- Cooling
- Central Air
- Flooring
- Carpet, Laminate, Tile
- Roof
- Asphalt
- Construction
- Brick, Composition, Other
- Water
- Culinary
- Sewer
- Sewer: Connected, Sewer: Public
- Effective year built
- 1969
- County
- Davis
- Faces
- North
- Zoning
- Single-Family
- Terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Den/Office
- Disposal
- Kitchen: Updated
- Range/Oven: Free Stdng.
- Video Door Bell(s)
- Basement Entrance
- Double Pane Windows
- Patio: Open
- Curb & Gutter
- Fenced: Full
See all 19 features
Interior
- Den/Office
- Disposal
- Kitchen: Updated
- Range/Oven: Free Stdng.
- Video Door Bell(s)
Exterior
- Basement Entrance
- Double Pane Windows
- Patio: Open
Lot features
- Curb & Gutter
- Fenced: Full
- Sidewalks
- Sprinkler: Auto-Full
- View: Mountain
View
- Mountain(s)
Utilities
- Natural Gas Connected
- Electricity Connected
- Sewer Connected
- Sewer: Public
- Water Connected
Schools
Assigned schools as reported to the MLS by the listing agent. Boundaries change; confirm enrollment with the district. · Davis
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Listing courtesy of RE/MAX Associates / Brooke Elle Waters. Based on information from UtahRealEstate.com as of 9/18/2026 8:34 AM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy.