For sale MLS# 2188371 · 26 days on the market
$95,000
It starts with a call with an agent.
1272 W Cottonwood Cir, Garden City, UT 84028
About this home
Awesome cul-de-sac location. Just above the noise and into the quiet you are looking for in a bear lake property. Yet still minutes away from the lake. Great views, gentle slope to build your dream home get away! https://maps.app.goo.gl/5XHXk56f14hBwnoaA
Written by the listing agent.
Location
The market in Garden City today
$95,000 is 39% below the median asking price in Garden City.
30% of the listings for sale have lowered their price at least once.
From the listings for sale, as of October 25, 2026. Asking prices only: Utah does not make sold prices public.
Living in Garden City
Garden City is a town in northwestern Rich County on the shores of Bear Lake, a natural freshwater lake nicknamed the "Caribbean of the Rockies" for its turquoise-blue color. First settled in 1877, the town merged with neighboring Pickelville in 1979.
- 602 residents (2020)
- 1 named trail
- 2 named parks
Monthly payment
- Principal & interest
- $526
- Property tax
- $38
- Home insurance
- $110
- HOA
- $14
10% down ($9,500), 30-year fixed at 6.25%. Tax from the MLS record; insurance is an estimate. Not a loan offer.
Details
- Lot
- 1.31 acres
- HOA
- $14/mo
- Subdivision
- RIDGERLAND VILLAGE
- Sewer
- Septic Tank
- County
- Rich
- Zoning
- Single-Family
See all 7 details
- Terms
- Cash, Conventional
- Cul-De-Sac
- View: Mountain
- View: Valley
- Valley
- Electricity Available
- Sewer: Septic Tank
Schools
Assigned schools as reported to the MLS by the listing agent. Boundaries change; confirm enrollment with the district. · Rich
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Listing courtesy of Black Diamond Realty / David Bemis. Based on information from UtahRealEstate.com as of 9/30/2026 2:53 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy.