For sale MLS# 2174048 · 95 days on the market
$499,900
It starts with a call with an agent.
311 S 400 W, Payson, UT 84651
About this home
This home qualifies for a $5,000 Grant & 100% Financing with no PMI with Key Bank Community Lending Program. GROUND-FLOOR ADU + HUGE CORNER LOT + RV PARKING! Room to grow in unfinished second floor! Historic charm meets modern flexibility in this unique Payson property with room to live, earn, grow, and make it your own. The ground-level ADU with a separate entrance offers incredible flexibility for rental income, multi-generational living, guests, or a private mother-in-law suite. The home also features a private primary suite and over 800 sq. ft. of additional unfinished upstairs space, ready for your vision-create additional bedrooms, a home office, bonus room, or whatever best fits your needs. Outside, the possibilities continue! Situated on a large corner lot in an established neighborhood, there's plenty of room for RVs, boats, trailers, and all your recreational toys. RV parking with hookups is already in place, with room to build the dream garage, workshop, or additional storage you've been wanting. Enjoy the character of an established neighborhood while being just minutes from I-15, schools, parks, shopping, and everyday conveniences. Whether you're looking for a home with income potential, space for extended family, room for your hobbies, or simply a property with flexibility for the future, this one offers possibilities that are hard to find at this price. Come see the ADU, the space, the parking, and the potential-you may be surprised by how much this property has to offer!
Written by the listing agent.
Location
The market in Payson today
$499,900 is 6% above the median asking price in Payson.
At $260 per sqft it asks 19% more than the median in the city.
54% of the listings for sale have lowered their price at least once.
From the listings for sale, as of October 26, 2026. Asking prices only: Utah does not make sold prices public.
Living in Payson
Payson is a city in Utah County, part of the Provo–Orem metropolitan area, settled in 1850 and incorporated in 1853.
- 21,101 residents (2020)
- 1 named trail
- 17 named parks
Monthly payment
- Principal & interest
- $2,770
- Property tax
- $158
- Home insurance
- $110
10% down ($49,990), 30-year fixed at 6.25%. Tax from the MLS record; insurance is an estimate. Not a loan offer.
Details
- Basement
- None
- Lot
- 0.39 acres
- Stories
- 1
- Rooms
- 11
- Parking
- Rv Parking
- Heating
- Forced Air, Gas: Central
See all 16 details
- Cooling
- Central Air
- Flooring
- Carpet
- Roof
- Aluminum, Asphalt
- Construction
- Brick
- Water
- Culinary, Irrigation
- Sewer
- Sewer: Connected, Sewer: Public
- County
- Utah
- Faces
- West
- Zoning
- Single-Family
- Terms
- Cash, Conventional, FHA, VA Loan, USDA Rural Development
- Accessory Apt
- Bath: Primary
- Mother-in-Law Apt.
- Awning(s)
- Entry (Foyer)
- Porch: Open
- Patio: Open
- Corner Lot
- Sprinkler: Auto-Part
- Natural Gas Connected
See all 14 features
Interior
- Accessory Apt
- Bath: Primary
- Mother-in-Law Apt.
Exterior
- Awning(s)
- Entry (Foyer)
- Porch: Open
- Patio: Open
Lot features
- Corner Lot
- Sprinkler: Auto-Part
Utilities
- Natural Gas Connected
- Electricity Connected
- Sewer Connected
- Sewer: Public
- Water Connected
Schools
Assigned schools as reported to the MLS by the listing agent. Boundaries change; confirm enrollment with the district. · Nebo
Similar homes nearby
Listing courtesy of KW WESTFIELD / Deborah Abbott. Based on information from UtahRealEstate.com as of 10/25/2026 1:25 PM. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy.